Secure act 2.0

SECURE 2.0 Act How It Affects You and Your Retirement Account Beneficiaries

SECURE 2.0 Act  How It Affects You and Your Retirement Account Beneficiaries On December 29, 2022, President Biden signed the Setting Every Community Up for Retirement Enhancement 2.0 Act (SECURE 2.0 Act). The previous SECURE Act in 2020 made several changes to retirement planning: Eligble Designated Beneficiaries Exempt from the 10-Year Rule The SECURE Act provided a few exceptions to …

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Got Intellectual Property? Include It in Your Estate Plan

Got Intellectual Property? Include It in Your Estate Plan To own intellectual property, you don’t have to be a famous producer or household name. You almost certainly have intellectual property if you create music, own a business, write stories, or build gadgets in your garage. However, because intellectual property is intangible, it’s often overlooked in estate planning. And if you …

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Help Your Parents Avoid These New Financial Scams – Part 2

Help Your Parents Avoid These New Financial Scams – Part 2 In part one of this series, we explored two popular scams targeting older adults this year: the grandparent scam and cryptocurrency pickpocketing. In this week’s blog, I’m sharing two more scams you and your parents need to be aware of, plus tips for staying protected. Let’s dive in. 03 …

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Help Your Parents Avoid These New Financial Scams – Part 1

Help Your Parents Avoid These New Financial Scams – Part 1 Fraudsters and scam artists are nothing new, but changing tools and technology make it easier for scammers to target their victims, especially seniors. To protect your aging parents (or yourself) from these con artists, it’s crucial to equip yourself with the knowledge of how these scams work and what …

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Can You Rely on Legal Insurance for Your Estate Plan?

Can You Rely on Legal Insurance for Your Estate Plan? As the need for affordable legal services becomes even more important in today’s world, it’s common to opt for group legal insurance offered through your workplace benefits. These group insurance plans provide free legal assistance for a variety of needs from law firms that have contracted with the insurance company …

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What You Need to Know About Collecting Life Insurance Proceeds

Collecting Life Insurance Proceeds If you’re looking to collect life insurance proceeds as the policy’s beneficiary, the process is fairly simple. However, during the emotional period immediately following a loved one’s death, it can feel as if your entire world is falling apart, so it’s helpful to understand exactly what steps you need to take to access the insurance funds …

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3 Reasons It’s Time To Start Looking Into Estate Attorneys

The COVID-19 pandemic prompted a third of the population to understand the need for an estate plan, and while only 31% of those individuals did anything about it, it is never too late to ensure your assets are properly documented (per Caring.com). Estate attorneys work with you during your lifetime to take appropriate measures to protect your estate, while probate attorneys are …

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When Do You Actually Need an Estate Lawyer?

There are several situations that may require you to hire an estate lawyer. For instance, when you want to set up a trust. An estate lawyer can also help you decide on the best estate planning vehicle for you. According to Caring.com, in 2020, just 16% of people in the United States between the ages of 18 and 34 said they …